Pay-As-You-Go

Why not switch to our Pay-As-You-Go (PAYG) tariff? It's one of the cheapest prepayment tariffs available and offers great flexibility to customers.


What is Pay-As-You-Go?

A Pay-As-You-Go (PAYG) meter allows you to pay for your gas or electricity as you use it. There are two types of PAYG meters - 'traditional' and 'smart' - and PAYG is often referred to as 'prepayment'. Most people have traditional style PAYG meters but this is changing. At White Rose Energy, we want to give people a better option and will offer all those on old PAYG meters the opportunity to have a smart PAYG meter replacement. Smart has lots of benefits, which you can learn more about by clicking here.


How does PAYG work?

When using traditional PAYG, a sum of money is credited onto a card or key at an outlet that provides this service. The key or card is then inserted into the meter and the value is reflected on the visual display. With smart PAYG, additional 'cashless' top-up routes are available, including text options, phone calls, or online transactions. With these methods, the meter can be credited remotely from anywhere, whether it be from the comfort of your own home or on a journey home from work on public transport. This offers far greater convenience and takes away the burden of having to physically visit a shop or Post Office when you need to get more energy on your meter.


Possible benefits of PAYG

  • Some customers might find that a PAYG meter is a better fit with their financial situation, e.g. if their income is quite changeable throughout the year.
  • If meters are topped up regularly during the warmer months surplus credit can be accumulated in order to cover the colder, darker winter months when energy requirements are higher in your home - but this does rely on effective budgeting.
  • Some people like to feel like they have control - having the mindset that with PAYG they know that a bill is paid and there will be no nasty surprises in the following weeks and months as a result.

Things to bear in mind about PAYG tariffs

  • They are usually more expensive per unit rate (kWh) than other tariffs so if you don't need to have PAYG due to a historical debt issue, they might not be the most affordable choice for you.
  • With PAYG arrangements the bills are heavily concentrated over the winter period, which may put your finances under increased pressure during that time of year.
  • Whilst we recognise that everybody should have the freedom to choose the tariff they think best suits their needs, some people might not have a choice due to energy debts or a reluctance of existing suppliers to exchange meters. White Rose Energy provide a process that allows smart meters to be switched into credit mode, remotely, at no cost, and without the need for unfair credit agency checks, if customers can stay out of their emergency credit facility for a continuous 3 month period. When in credit mode, customers can access cheaper deals.

Find out more about PAYG tariffs

Tariff prices